How important is insurance when I travel?
Insurance is VERY important because you never know if something will happen. The insurance allows you to receive a full refund if you need to cancel. And it allows you to return home in an emergency.
What types of insurance do I need?
There are several types of insurance to purchase. However, the best value is Premium Protection Plan Insurance. It includes unlimited hospital/medical; trip cancellation/interruption; baggage & personal effects; travel accident; cancel at anytime; and air flight accident.
What is cancellation insurance?
Cancellation/Interruption insurance allows you to cancel or change your package if need be. The cancellation insurance covers unexpected medical emergencies of yourself or family member or friend; your traveling companions; weather; travel advisories; being called to jury duty; and other reasons. There are 46 valid reasons covered.
What is medical insurance?
Medical insurance gives you unlimited hospital/medical insurance with no deductible. Medical insurance can be purchased separately. There are very good value family plans that give the children 18 years and under free coverage under the family plan. As well, you can purchase yearly plans so you can travel where and when you want as many times in a year as you wish.
How much does it cost?
The insurance premiums are very economical for what coverage you receive. The insurance cost is based on how old you are; how long you are away; and what your package costs.